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Zillow10-Q: Debt refinancing

Zillow Home Loans renews and expands debt facilities to fund mortgage operations

What happened

The company amended its agreement with Bank of Montreal in February 2026 to increase borrowing capacity to $200M and renewed its agreement with JPMorgan. This highlights the capital-intensive nature of its mortgage business and its reliance on multiple banking partners for liquidity.

Source

SEC EDGARMay 6, 2026

Quarterly report (Form 10-Q)

Zillow 10-Q

Filing excerpt

Agreement was amended and renewed on February 25, 2026 to increase the total maximum borrowing capacity from $150 million to $200 million and to extend the maturity date to February 24, 2027.

sec.gov/Archives/edgar/data/1617640/000161764026000039/z-20260331.htmRead the full source

Other signals in this filing (10)

Extracted by Autobound

From the Signal API record
Signal
10-Q: Debt refinancing

What this signalsFilings often name leadership changes, deals and spending plans.

Fiscal year end
03/31
Filed
May 6, 2026

More 10-Q signals at other companies

The full record

From the Signal API record

Numbers

Dollar figure
$335M (Outstanding borrowings on master repurchase agreements)

Details

CIK
1617640
Accession number
0001617640-26-000039
Timeframe
Current quarter
Filing year
2026
Fiscal year
0
Why it matters
Capital available or pressure
Signal category
Financial

Topics and mentions

Vendors

  • JPMorgan Chase Bank
  • N.A.
  • Bank of Montreal
  • UBS AG
  • Bank of Nova Scotia

Vendors named

  • JPMorgan Chase Bank, N.A.
  • Bank of Montreal
  • UBS AG
  • Bank of Nova Scotia

Extraction

Confidence
High
Relevance
85%
Sentiment
Neutral
Detected
May 12, 2026
signal_type
sec-10q
signal_subtype
debtRefinancing

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The API returns more than this page shows

This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/bf03d884-af22-4e11-b30a-34cfc4874f29 returns this record as JSON. POST /v1/companies/enrich returns every signal for zillowgroup.com.

{
  "signal_id": "bf03d884-af22-4e11-b30a-34cfc4874f29",
  "signal_type": "sec-10q",
  "signal_subtype": "debtRefinancing",
  "detected_at": "2026-05-12T09:24:55.143+00:00",
  "company": {
    "name": "Zillow",
    "domain": "zillowgroup.com"
  },
  "data": {
    "detail": "The company amended its agreement with Bank of Montreal in February 2026 to increase borrowing capacity to $200M and renewed its agreement with JPMorgan. This highlights the capital-intensive nature of its mortgage business and its reliance on multiple banking partners for liquidity.",
    "metrics": {
      "timeframe": "current_quarter",
      "dollar_context": "Outstanding borrowings on master repurchase agreements",
      "dollar_millions": 335
    },
    "summary": "Zillow Home Loans renews and expands debt facilities to fund mortgage operations",
    "excerpts": "Agreement was amended and renewed on February 25, 2026 to increase the total maximum borrowing capacity from $150 million to $200 million and to extend the maturity date to February 24, 2027.",
    "relevance": 0.85,
    "sentiment": "neutral",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/1617640/000161764026000039/z-20260331.htm",
    "filing_date": "2026-05-06",
    "filing_year": 2026,
    "fiscal_year": 0,
    "fiscal_year_end": "03/31",
    "sales_relevance": "Capital available or pressure",
    "signal_category": "financial",
    "vendors_mentioned": [
      "JPMorgan Chase Bank, N.A.",
      "Bank of Montreal",
      "UBS AG",
      "Bank of Nova Scotia"
    ]
  }
}

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