Filing excerpt
us-gaap:CustomerConcentrationRiskMemberchym:CombinedBankPartnersMemberus-gaap:AccountsReceivableMember2026-01-012026-06-30
sec.gov/Archives/edgar/data/1795586/000179558626000048/chym-20260630.htmRead the full source
Chime10-Q: Supply chain disruption
Company flags significant concentration risk with its key bank and card network partners.
What happened
The company's business model is highly dependent on a few key bank and card network partners, which represents a significant operational risk. Any disruption, contract renegotiation, or failure of these partners could cripple Chime's ability to serve its customers, creating a strong need for partner diversification, risk management, and multi-partner integration platforms.
Source
Other signals in this filing (4)
- General counsel changeGeneral Counsel Adam Frankel adopts plan to sell up to 247,329 shares by March 2027.General counsel change
- Customer concentrationChime flags significant accounts receivable concentration with bank and card network partnersCustomer concentration
- Chief accounting officer changeChief Accounting Officer Amine Asmerom adopts plan to sell 39,505 shares by March 2027.Chief accounting officer change
- Cash flow concernChime authorizes additional $200M share repurchase, warns of impact on investmentsCash flow concern
Extracted by Autobound
From the Signal API record- Signal
- 10-Q: Supply chain disruption
What this signalsFilings often name leadership changes, deals and spending plans.
- Fiscal year end
- 06/30
- Filed
- Aug 6, 2026
More from Chime
- RedditA user's deposit from PayPal was rejected by Chime due to an alleged name mismatch, leaving the funds inaccessible, and Chime's support directed the user back to PayPal.Reddit
- In developmentChime outgrew bank partner model, CEO saysIn development
- RevenueChime To Acquire Stride Bank For $590 Million, Expects More Than $100 Million In Net SynergiesRevenue
- AcquisitionChime to buy Stride Bank for $590MAcquisition
- 8-KChime to acquire Stride Bank's parent company, Central Service Corporation, for $590M8-K
- GlassdoorCompliance hurdles significantly slow down progress for engineering teamsGlassdoor
More 10-Q signals at other companies
- SEC 10-QMillerKnoll, Inc.Jeffrey M. Stutz appointed Interim Chief Executive Officer.SEC 10-Q
- SEC 10-QCID HoldCo, Inc.Disclosed material weaknesses in financial reporting due to insufficient accounting staff and controls.SEC 10-Q
- SEC 10-QScholastic CorporationCore school channels decline with fewer book fairs and lower club participation.SEC 10-Q
The full record
From the Signal API recordDetails
- CIK
- 1795586
- Accession number
- 0001795586-26-000048
- Timeframe
- Current year
- Filing year
- 2026
- Fiscal year
- 0
- Why it matters
- Supply chain tools urgently needed
- Signal category
- Operations
Extraction
- Confidence
- Medium
- Relevance
- 70%
- Sentiment
- Negative
- Detected
- Aug 11, 2026
- signal_type
sec-10q- signal_subtype
supplyChainDisruption
Use this data
Get every 10-Q signal for Chime and the companies you sell to, in the tools you already use.
Ask Claude about it
Connect Autobound to Claude, Claude Code or Cursor with MCP. Then ask: “What changed at Chime this week?”
Send it to your own tools
The Signal API returns 10-Q signals for any list of companies as JSON, for your CRM, warehouse or app.
Try it free
Sign up and spend your free credits on the companies you sell to.
Start Free1,000 free credits
The API returns more than this page shows
This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.
Company
linkedin_urlValue in the APIindustriesValue in the APIemployee_count_lowValue in the APIemployee_count_highValue in the APIrevenueValue in the APIdescriptionValue in the API
Signal
signal_nameValue in the APIassociationValue in the API
Start Free1,000 free creditsUse it in Claude via MCP
Show the full JSONHide the full JSONThe record on this page and the API request
GET /v1/signals/e5e2a407-09c0-4f5a-9249-02ec05a847de returns this record as JSON. POST /v1/companies/enrich returns every signal for chime.com.
{
"signal_id": "e5e2a407-09c0-4f5a-9249-02ec05a847de",
"signal_type": "sec-10q",
"signal_subtype": "supplyChainDisruption",
"detected_at": "2026-08-11T08:04:18.465+00:00",
"company": {
"name": "Chime",
"domain": "chime.com"
},
"data": {
"detail": "The company's business model is highly dependent on a few key bank and card network partners, which represents a significant operational risk. Any disruption, contract renegotiation, or failure of these partners could cripple Chime's ability to serve its customers, creating a strong need for partner diversification, risk management, and multi-partner integration platforms.",
"metrics": {
"timeframe": "current_year"
},
"summary": "Company flags significant concentration risk with its key bank and card network partners.",
"excerpts": "us-gaap:CustomerConcentrationRiskMemberchym:CombinedBankPartnersMemberus-gaap:AccountsReceivableMember2026-01-012026-06-30",
"relevance": 0.7,
"sentiment": "negative",
"confidence": "medium",
"source_url": "https://www.sec.gov/Archives/edgar/data/1795586/000179558626000048/chym-20260630.htm",
"filing_date": "2026-08-06",
"filing_year": 2026,
"fiscal_year": 0,
"fiscal_year_end": "06/30",
"sales_relevance": "Supply chain tools urgently needed",
"signal_category": "operations"
}
}
curl https://signals.autobound.ai/v1/signals/e5e2a407-09c0-4f5a-9249-02ec05a847de \
-H "X-API-KEY: $AUTOBOUND_API_KEY"curl -X POST https://signals.autobound.ai/v1/companies/enrich \
-H "X-API-KEY: $AUTOBOUND_API_KEY" \
-H "Content-Type: application/json" \
-d '{"domain":"chime.com","limit":20}'Long text fields are shortened on this page.
Looking up one signal by its id is free. Enrich costs 2 credits per signal returned; a call with no results is free.