Multiple commenters recommend Mercury as a good online banking option for LLCs and startups, with one calling it the best for startups.

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    "summary": "Multiple commenters recommend Mercury as a good online banking option for LLCs and startups, with one calling it the best for startups.",
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    "comments": [
      {
        "url": "https://www.reddit.com/r/llc_life/comments/1w9ra6s/comment/p8cevcz/",
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        "author": "TaxproFL",
        "excerpt": "Mercury and Novo Bank have been pretty good for my clients.",
        "posted_at": "2026-09-07T12:55:18.000Z",
        "author_url": "https://www.reddit.com/user/TaxproFL/"
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        "url": "https://www.reddit.com/r/llc_life/comments/1w9ra6s/comment/p8d40mn/",
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        "author": "gaspowers_og",
        "excerpt": "I use BlueVine, their mobile app and website is really good. Easy to onboard and love the stripe integration. I also use Wellsfargo and they charge $15 a month if you don’t keep a minimum of $5k daily limit which can be challenging as a startup.",
        "posted_at": "2026-09-07T15:00:03.000Z",
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        "author": "Petrohryscom",
        "excerpt": "Simple way is Wise for first account. Mercury is the best for startups.",
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        "author": "d9c3l",
        "excerpt": "If you are looking for fintech, I would probably suggest Mercury. If you are looking for a real bank, i would suggest looking at credit unions, suggest using local credit unions if possible, which would give you more of a friendlier experience for your business.",
        "posted_at": "2026-09-07T16:46:19.000Z",
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        "author": "ScoopyChatt",
        "excerpt": "Novo is good.",
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        "url": "https://www.reddit.com/r/llc_life/comments/1w9ra6s/comment/p8cio62/",
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        "author": "tested_foyer",
        "excerpt": "I use Meow for my LLC. Was looking at a few of the usual online options too but ended up going with them",
        "posted_at": "2026-09-07T13:15:43.000Z",
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        "author": "Arctic-Hare-studio",
        "excerpt": "Mercury and Wise can be good options if you’re looking for low-cost business accounts. Both require you to complete KYC checks and submit supporting documents, but the process is generally straightforward.\n\n They’ll ask where your LLC was formed, its registered address, and the address from which you actually operate the business. In my case, they requested a utility bill or similar document showi",
        "posted_at": "2026-09-07T19:11:19.000Z",
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        "url": "https://www.reddit.com/r/llc_life/comments/1w9ra6s/comment/p8kiqb7/",
        "depth": 0,
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        "author": "BusinessAnywhere_LLC",
        "excerpt": "The mixed reviews pattern you're seeing is pretty consistent across most online-only business banks, not just the couple you named. The tradeoff is usually the same: better rates, no fees, and nice built-in invoicing/categorization tools, versus weaker live support and slower dispute resolution than a brick-and-mortar bank with a branch you can walk into. Most of these are FDIC insured through a p",
        "posted_at": "2026-09-08T16:06:52.000Z",
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      "[comment u/TaxproFL] Mercury and Novo Bank have been pretty good for my clients.",
      "[comment u/Petrohryscom] Mercury is the best for startups.",
      "[comment u/d9c3l] If you are looking for fintech, I would probably suggest Mercury."
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    "post_date": "2026-09-07T12:49:49.000Z",
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    "post_text": "Hi! I just registered an LLC and I need to open a business bank account. Anyone have recommendations? I was looking at ones like bluevine or Found. I like that they are low cost and also do invoicing and even help with categorizing things like taxes and write-offs. But I see so many mixed reviews compared to brick and mortar banks. Anyone got advice? Thanks!!!!",
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  -d '{"domain":"mercury.com","limit":20}'