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PayPal10-Q: Cybersecurity investment

PayPal flags rising threat of AI-facilitated fraud impacting transaction losses.

What happened

The company is concerned that evolving AI technologies will be used to create fictitious accounts, take over existing ones, and induce fraudulent transactions, potentially increasing their loss rate and damaging customer confidence.

Source

SEC EDGARJul 28, 2026

Quarterly report (Form 10-Q)

PayPal 10-Q

Filing excerpt

We expect that third parties will continue to attempt to abuse access to and misuse our payments services to commit fraud by, among other things, creating fictitious accounts using stolen or synthetic identities or personal information, taking over customer accounts or creating fraudulent accounts, making transactions with stolen financial instruments, abusing or misusing our services for financial gain, or fraudulently inducing users of our products and services into engaging in fraudulent transactions, any of which could be enhanced or facilitated by AI.

sec.gov/Archives/edgar/data/1633917/000163391726000082/pypl-20260630.htmRead the full source

Other signals in this filing (7)

Extracted by Autobound

From the Signal API record
Signal
10-Q: Cybersecurity investment

What this signalsFilings often name leadership changes, deals and spending plans.

Fiscal year end
06/30
Filed
Jul 28, 2026

More 10-Q signals at other companies

The full record

From the Signal API record

Details

CIK
1633917
Accession number
0001633917-26-000082
Timeframe
Current quarter
Filing year
2026
Fiscal year
0
Why it matters
Security vendor opportunity
Signal category
Technology

Topics and mentions

Technologies

  • AI

Vendors

  • Computershare Trust Company
  • N.A.
  • Wells Fargo Bank
  • National Association

Vendors named

  • Computershare Trust Company, N.A.
  • Wells Fargo Bank, National Association

Extraction

Confidence
High
Relevance
90%
Sentiment
Negative
Detected
Aug 4, 2026
signal_type
sec-10q
signal_subtype
cybersecurityInvestment

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The API returns more than this page shows

This page shows a preview. The full sec-10q record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/78c5b08e-02d9-4d73-8d98-e19c0211b923 returns this record as JSON. POST /v1/companies/enrich returns every signal for paypal.com.

{
  "signal_id": "78c5b08e-02d9-4d73-8d98-e19c0211b923",
  "signal_type": "sec-10q",
  "signal_subtype": "cybersecurityInvestment",
  "detected_at": "2026-08-04T07:07:27.814+00:00",
  "company": {
    "name": "PayPal",
    "domain": "paypal.com"
  },
  "data": {
    "detail": "The company is concerned that evolving AI technologies will be used to create fictitious accounts, take over existing ones, and induce fraudulent transactions, potentially increasing their loss rate and damaging customer confidence. This creates an urgent need for advanced fraud detection and prevention solutions.",
    "metrics": {
      "timeframe": "current_quarter"
    },
    "summary": "PayPal flags rising threat of AI-facilitated fraud impacting transaction losses.",
    "excerpts": "We expect that third parties will continue to attempt to abuse access to and misuse our payments services to commit fraud by, among other things, creating fictitious accounts using stolen or synthetic identities or personal information, taking over customer accounts or creating fraudulent accounts, making transactions with stolen financial instruments, abusing or misusing our services for financial gain, or fraudulently inducing users of our products and services into engaging in fraudulent transactions, any of which could be enhanced or facilitated by AI.",
    "relevance": 0.9,
    "sentiment": "negative",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/1633917/000163391726000082/pypl-20260630.htm",
    "filing_date": "2026-07-28",
    "filing_year": 2026,
    "fiscal_year": 0,
    "fiscal_year_end": "06/30",
    "sales_relevance": "Security vendor opportunity",
    "signal_category": "technology",
    "vendors_mentioned": [
      "Computershare Trust Company, N.A.",
      "Wells Fargo Bank, National Association"
    ],
    "technologies_mentioned": [
      "AI"
    ]
  }
}

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