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RippleBuying intent

Japanese banks are reportedly conducting pilot programs testing Ripple's XRP against SWIFT for cross-border payment settlements, with community discussion noting cost savings of up to 60% in...

Source: Autobound Signal API · 96 signals tracked for Ripple · updated

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What happened

Japanese banks are reportedly conducting pilot programs testing Ripple's XRP against SWIFT for cross-border payment settlements, with community discussion noting cost savings of up to 60% in select thin-liquidity corridors.

Source

RedditAug 30, 2026By u/Makin_Endz_Meet

r/XRPUnite

XRP vs. Swift

upvotes
26
comments
55

Extracted from these lines

  • [comment u/Arismic] The key point most of these comparisons miss to highlight is that the 60% saving applies to specific corridors, not cross-border payments universally.

  • [comment u/DeeW2017] Swift only does messaging. XRP does the entire payment process.

reddit.com/r/XRPUnite/comments/1w2q25d/xrp_vs_swiftOpen the source

Comments on the post

5 of 55 comments
  • “I’m probably wrong but I believe swift can run XRP and other cryptos they just choose not too atm. Because I think everyone is sitting and waiting for Clarity Act to pass. I doubt it will happen this year but who knows 🤷‍♂️. Not saying once it passes that swift will choose xrp but in theory we should be able to still use xrp on their systems.”

    u/GimpyPlayerOne6 points · Aug 30, 2026View

  • “The key point most of these comparisons miss to highlight is that the 60% saving applies to specific corridors, not cross-border payments universally. These large differences generally show up in lower-liquidity corridors where traditional FX liquidity is thin, spreads are wider, and correspondent banking is more expensive. So even though XRP itself may not have particularly deep liquidity in th”

    u/Arismic2 points · Aug 30, 2026View

  • “I don’t know where this whole XRP has to beat swift argument comes from. Swift only does messaging. XRP does the entire payment process. Second, even Ripple says that if they even take 10% of their business XRP would be wildly successful. To take it a step further, since XRP covers the entire payment process they don’t have to take any of swifts business and can still be successful. For example, i”

    u/DeeW20171 points · Aug 31, 2026View

  • “I keep saying it. 100,000,000,000 isn’t a lot.”

    u/Remarkable-Opening691 points · Aug 30, 2026View

  • ““The host did not identify the banks involved or provide source documents” You still believe that sh-t?”

    u/Educational_Lie_31571 points · Aug 30, 2026View

Extracted by Autobound

From the Signal API record
Signal
Buying intent

What this signalsUser posts often show product pain before it reaches reviews or churn.

Subreddit
r/XRPUnite
Stage
Evaluating
Event date
Aug 2026

Companies

  • SWIFTAlso named

The full record

From the Signal API record

Numbers

Mentions
1

Details

Timing
In progress
Category
payment processing
Virality
High
Post kind
Link
Prominence
Core
Company's role
Vendor

Topics and mentions

Topics

  • payments
  • cross-border
  • banking
  • fintech

Flair

  • XRP News

Products named

  • XRP

Extraction

Sentiment
Neutral
Detected
Aug 30, 2026
signal_type
reddit-company
signal_subtype
buyingIntent

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The API returns more than this page shows

This page shows a preview. The full reddit-company record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/bfc1672c-cc89-5e55-a743-03fb7a7f2cf0 returns this record as JSON. POST /v1/companies/enrich returns every signal for ripple.com.

{
  "signal_id": "bfc1672c-cc89-5e55-a743-03fb7a7f2cf0",
  "signal_type": "reddit-company",
  "signal_subtype": "buyingIntent",
  "detected_at": "2026-08-30T18:57:42+00:00",
  "company": {
    "name": "Ripple",
    "domain": "ripple.com"
  },
  "data": {
    "nsfw": false,
    "stage": "evaluating",
    "awards": 0,
    "timing": "in_progress",
    "topics": [
      "payments",
      "banking",
      "fintech",
      "cross-border"
    ],
    "post_id": "1w2q25d",
    "summary": "Japanese banks are reportedly conducting pilot programs testing Ripple's XRP against SWIFT for cross-border payment settlements, with community discussion noting cost savings of up to 60% in select thin-liquidity corridors.",
    "category": "payment processing",
    "comments": [
      {
        "url": "https://www.reddit.com/r/XRPUnite/comments/1w2q25d/comment/p6uhy3j/",
        "depth": 0,
        "score": 6,
        "author": "GimpyPlayerOne",
        "excerpt": "I’m probably wrong but I believe swift can run XRP and other cryptos they just choose not too atm. Because I think everyone is sitting and waiting for Clarity Act to pass. I doubt it will happen this year but who knows 🤷‍♂️. Not saying once it passes that swift will choose xrp but in theory we should be able to still use xrp on their systems.",
        "posted_at": "2026-08-30T19:12:22.000Z",
        "author_url": "https://www.reddit.com/user/GimpyPlayerOne/"
      },
      {
        "url": "https://www.reddit.com/r/XRPUnite/comments/1w2q25d/comment/p6uncs2/",
        "depth": 0,
        "score": 2,
        "author": "Arismic",
        "excerpt": "The key point most of these comparisons miss to highlight is that the 60% saving applies to specific corridors, not cross-border payments universally.\n\n These large differences generally show up in lower-liquidity corridors where traditional FX liquidity is thin, spreads are wider, and correspondent banking is more expensive. So even though XRP itself may not have particularly deep liquidity in th",
        "posted_at": "2026-08-30T19:37:42.000Z",
        "author_url": "https://www.reddit.com/user/Arismic/"
      },
      {
        "url": "https://www.reddit.com/r/XRPUnite/comments/1w2q25d/comment/p6wzp7o/",
        "depth": 0,
        "score": 1,
        "author": "DeeW2017",
        "excerpt": "I don’t know where this whole XRP has to beat swift argument comes from. Swift only does messaging. XRP does the entire payment process. Second, even Ripple says that if they even take 10% of their business XRP would be wildly successful. To take it a step further, since XRP covers the entire payment process they don’t have to take any of swifts business and can still be successful. For example, i",
        "posted_at": "2026-08-31T03:29:47.000Z",
        "author_url": "https://www.reddit.com/user/DeeW2017/"
      },
      {
        "url": "https://www.reddit.com/r/XRPUnite/comments/1w2q25d/comment/p6uhgsm/",
        "depth": 0,
        "score": 1,
        "author": "Remarkable-Opening69",
        "excerpt": "I keep saying it. 100,000,000,000 isn’t a lot.",
        "posted_at": "2026-08-30T19:10:08.000Z",
        "author_url": "https://www.reddit.com/user/Remarkable-Opening69/"
      },
      {
        "url": "https://www.reddit.com/r/XRPUnite/comments/1w2q25d/comment/p6vhf1q/",
        "depth": 0,
        "score": 1,
        "author": "Educational_Lie_3157",
        "excerpt": "“The host did not identify the banks involved or provide source documents” You still believe that sh-t?",
        "posted_at": "2026-08-30T22:05:39.000Z",
        "author_url": "https://www.reddit.com/user/Educational_Lie_3157/"
      },
      {
        "url": "https://www.reddit.com/r/XRPUnite/comments/1w2q25d/comment/pbo1tp4/",
        "depth": 0,
        "score": 1,
        "author": "Longjumping_Arm_118",
        "excerpt": "OnyX",
        "posted_at": "2026-09-23T23:36:34.000Z",
        "author_url": "https://www.reddit.com/user/Longjumping_Arm_118/"
      },
      {
        "url": "https://www.reddit.com/r/XRPUnite/comments/1w2q25d/comment/p6vwd0p/",
        "depth": 0,
        "score": 1,
        "author": "istudyheadshapes",
        "excerpt": "I am still confused what XRP even do at this point lol",
        "posted_at": "2026-08-30T23:28:42.000Z",
        "author_url": "https://www.reddit.com/user/istudyheadshapes/"
      }
    ],
    "evidence": [
      "[post] XRP vs. Swift",
      "[comment u/Arismic] The key point most of these comparisons miss to highlight is that the 60% saving applies to specific corridors, not cross-border payments universally.",
      "[comment u/DeeW2017] Swift only does messaging. XRP does the entire payment process."
    ],
    "link_url": "https://dailycoin.com/japanese-bank-pilots-put-xrp-up-against-swift/",
    "virality": "high",
    "post_date": "2026-08-30T18:57:42.000Z",
    "post_kind": "link",
    "sentiment": "neutral",
    "subreddit": "XRPUnite",
    "event_date": "2026-08",
    "post_flair": [
      "XRP News"
    ],
    "post_title": "XRP vs. Swift",
    "prominence": "core",
    "source_url": "https://www.reddit.com/r/XRPUnite/comments/1w2q25d/xrp_vs_swift/",
    "entity_role": "vendor",
    "post_author": "Makin_Endz_Meet",
    "upvote_ratio": 0.93,
    "mention_count": 1,
    "mention_surge": false,
    "subreddit_url": "https://www.reddit.com/r/XRPUnite/",
    "total_upvotes": 26,
    "comments_total": 57,
    "total_comments": 55,
    "other_companies": [
      {
        "name": "SWIFT",
        "role": "incumbent"
      }
    ],
    "post_author_url": "https://www.reddit.com/user/Makin_Endz_Meet/",
    "signal_category": "intent",
    "comments_included": 7,
    "products_mentioned": [
      "XRP"
    ]
  }
}

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