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Toast10-K: Compliance burden

Toast maintains PCI-DSS Level 1 Service Provider compliance requiring annual independent audits

What happened

As a core part of its payment processing operations, Toast must maintain the highest level of PCI compliance, which involves significant ongoing investment in security infrastructure, monitoring, and annual assessments by qualified security organizations. Failure to comply could result in loss of business and fines.

Source

SEC EDGARFeb 18, 2026

Annual report (Form 10-K)

Toast 10-K for FY2025

Filing excerpt

Toast is a PCI-DSS compliant Level 1 Service Provider. All of our card processing products and services are assessed annually by an independent security organization that has been qualified by the PCI Security Standards Council to validate an entity's adherence to PCI-DSS.

sec.gov/Archives/edgar/data/1650164/000165016426000057/tost-20251231.htmRead the full source

Other signals in this filing (10)

Extracted by Autobound

From the Signal API record
Signal
10-K: Compliance burden

What this signalsFilings often name leadership changes, deals and spending plans.

Period
FY2025
Fiscal year end
12/31
Filed
Feb 18, 2026

More 10-K signals at other companies

The full record

From the Signal API record

Details

CIK
1650164
Accession number
0001650164-26-000057
Filing year
2026
Why it matters
GRC tools needed
Signal category
Risk

Topics and mentions

Technologies

  • cloud-based
  • SaaS

Vendors

  • Amazon Web Services

Extraction

Confidence
High
Relevance
80%
Sentiment
Neutral
Detected
Feb 24, 2026
signal_type
sec-10k
signal_subtype
complianceBurden

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The API returns more than this page shows

This page shows a preview. The full sec-10k record in the Signal API and MCP can also have these 8 fields. Some fields are empty for some signals.

Company

  • linkedin_urlValue in the API
  • industriesValue in the API
  • employee_count_lowValue in the API
  • employee_count_highValue in the API
  • revenueValue in the API
  • descriptionValue in the API

Signal

  • signal_nameValue in the API
  • associationValue in the API
Show the full JSONThe record on this page and the API request

GET /v1/signals/3bf9b50f-d119-46dc-a1a0-00704855ca2c returns this record as JSON. POST /v1/companies/enrich returns every signal for toasttab.com.

{
  "signal_id": "3bf9b50f-d119-46dc-a1a0-00704855ca2c",
  "signal_type": "sec-10k",
  "signal_subtype": "complianceBurden",
  "detected_at": "2026-02-24T09:29:15.506+00:00",
  "company": {
    "name": "Toast",
    "domain": "toasttab.com"
  },
  "data": {
    "detail": "As a core part of its payment processing operations, Toast must maintain the highest level of PCI compliance, which involves significant ongoing investment in security infrastructure, monitoring, and annual assessments by qualified security organizations. Failure to comply could result in loss of business and fines.",
    "summary": "Toast maintains PCI-DSS Level 1 Service Provider compliance requiring annual independent audits",
    "excerpts": "Toast is a PCI-DSS compliant Level 1 Service Provider. All of our card processing products and services are assessed annually by an independent security organization that has been qualified by the PCI Security Standards Council to validate an entity's adherence to PCI-DSS.",
    "relevance": 0.8,
    "sentiment": "neutral",
    "confidence": "high",
    "source_url": "https://www.sec.gov/Archives/edgar/data/1650164/000165016426000057/tost-20251231.htm",
    "filing_date": "2026-02-18",
    "filing_year": 2026,
    "fiscal_year_end": "12/31",
    "sales_relevance": "GRC tools needed",
    "signal_category": "risk",
    "vendors_mentioned": [
      "Amazon Web Services"
    ],
    "technologies_mentioned": [
      "cloud-based",
      "SaaS"
    ]
  }
}

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